Mortgage Brokers
At The Lending Division, we value partnerships with mortgage brokers and agents who share our commitment to delivering exceptional mortgage solutions.
Join us and gain access to a wide range of residential and commercial mortgage options, tailored to meet the diverse needs of your clients.
Residential Mortgages
We understand the importance of finding the right mortgage to fit your clients’ unique needs. Our residential mortgage offerings cover short-term scenarios, ensuring that you can provide your clients with flexible financing options. Here’s what we offer:
Bridge Loans for Any Circumstance
Renovations:
Providing funds for home renovations and improvements.
Rebuilding Credit:
Weak Credit Score: Offering options for clients looking to rebuild their credit.
New to Canada:
No Credit Score: Helping newcomers secure financing without a credit score.
Equity Take-out:
Unlocking equity for significant purchases or debt consolidation.
Unable to Prove Income:
Supporting clients who face challenges in providing income documentation.
Loss of Job:
Supporting clients during periods of job transition.
Retraining:
Assisting clients pursuing educational or training opportunities.
Key Loan Features
Short term (6 - 24 months):
Offering flexibility in loan duration.
Open or closed mortgages:
Providing options based on client preferences.
High Loan-to-Value (LTV):
Providing access to a significant portion of the property's value.
Second Position Loans Available:
Offering additional borrowing opportunities secured against the property.
Interest Only:
Allowing clients to manage their cash flow effectively.
Interest Reserves Available:
When your cash flow needs a break.
High Total Debt Service (TDS):
Supporting clients with higher debt levels.
Want to learn more about Bridge Loans for Any Circumstance?
Contact us to know more
Commercial Mortgages
Our expertise extends to commercial real estate financing, allowing you to provide your clients with comprehensive solutions. Here’s what we offer in commercial mortgages:
Interim and Bridge Loans for Any Circumstance
Renovation:
Financing for property renovation projects.
Repositioning:
Supporting clients in repositioning their commercial properties.
Environmental Remediation:
Providing funds for environmental remediation efforts.
Structural Remediation:
Supporting clients in addressing structural issues.
Specialty Asset Class:
Financing for unique and specialized commercial properties.
Lease-up:
Assisting in financing during the lease-up phase.
Equity Take-out:
Unlocking equity for further investment or business needs.
Loan Features
Short term (6 - 24 months):
Offering flexibility in loan duration.
Interest Reserves Available:
Providing additional financial flexibility.
High Loan-to-Value (LTV):
Accessing a significant portion of the property's value.
Second Position Loans Available:
Providing additional borrowing opportunities secured against the property.
Interest Only:
Managing cash flow effectively during the loan term.
Non-recourse Available:
Limiting personal liability in certain cases.
Low or No Debt Service:
Offering options for properties with low cash flow.
Want to learn more Interim and Bridge Loans for Any Circumstance?
Contact us to know more
Why Work with The Lending Division
Depth of Lenders:
Our industry-leading underwriting ensures access to a wide range of lenders, allowing us to finance virtually any mortgage your client is looking for.
Turnaround Times:
We prioritize efficiency and aim to fund loan requests in under 48 hours, providing quick access to funds for your clients and ensuring you get paid promptly.
Commercial Mortgage Expertise:
Partnering with The Lending Division gives you access to our commercial mortgage expertise, ensuring successful applications for your valued clients and avoiding potential setbacks.
Fair, Consistent, and Transparent Compensation for Referrals:
Our published and non-negotiable fee splits ensure fair and transparent compensation for referrals. Rest assured that your share remains consistent, fostering alignment with The Lending Division.
Contact Us
Join us at The Lending Division and leverage our comprehensive mortgage solutions to better serve your clients’ residential and commercial financing needs.
Should you have any further inquiries or require additional assistance, please don’t hesitate to reach out.
